Scene: Inside a bank. Lina takes a number, waits, and then walks to the counter when the teller calls her.
TELLER: Good afternoon. How can I help you today?
LINA: Good afternoon. I’d like to open a new bank account, please.
TELLER: Of course. Are you interested in a checking account, a savings account, or both?
LINA: I’m not sure. What’s the difference between checking and savings?
TELLER: A checking account is for everyday use, like paying bills and using a debit card. A savings account is for keeping money and earning interest.
LINA: I see. I think I need a checking account for now.
TELLER: No problem. Do you have a photo ID and proof of address with you?
LINA: Yes, I have my passport and a rental agreement for my apartment.
TELLER: Great. I’ll just take a look. One moment, please.
The teller checks the documents and types on the computer.
TELLER: All right. There is no monthly fee if you keep at least 500 dollars in the account. Otherwise, the fee is 8 dollars per month. Is that okay?
LINA: Yes, that’s fine. I can keep that amount in the account.
TELLER: How much would you like to deposit today to open the account?
LINA: I’d like to deposit 900 dollars in cash.
TELLER: Okay. Please count the cash and place it on the counter.
Lina counts the money and gives it to the teller.
TELLER: Thank you. I’ll print your account number and temporary debit card. Your permanent card will arrive in the mail in about 7 to 10 days.
LINA: Can I use the temporary card to pay in stores?
TELLER: Yes, you can use it for purchases and to withdraw cash from ATMs.
LINA: Great. How can I check my balance?
TELLER: You can use our mobile app, online banking, or an ATM. Here is a brochure with the instructions.
LINA: Thank you so much. This is my first bank account in this country, so I was a little nervous.
TELLER: You’re welcome. If you have any questions later, just call the number on the back of your card or visit any branch.
LINA: I will. Have a nice day.
TELLER: You too. Goodbye.
— THE END —