Decision‑Making Tool: Scoring a Purchase

Interactive Worksheet

Answer all 15 questions honestly. Max score: 100. Rule of thumb: > 70 = likely buy; ≤ 70 = reconsider or research more.

I. Need & Benefit (Max 20)
Is this a genuine need or will it significantly improve my life?
What specific problem does it solve or benefit does it provide?
Do I already own something similar and adequate?
Section score: 0 / 20
II. Financial Sense (Max 25)
Is the price affordable within my comfortable budget?
Considering expected lifespan & extra costs, is it a good value?
Does this purchase align with my overall financial goals?
Section score: 0 / 25
III. Quality & Function (Max 20)
Based on research, what is the expected quality and durability?
Does it have the essential features and will it perform its intended function well?
Is it easy to use and reliable based on available information?
Section score: 0 / 20
IV. Personal Fit & Satisfaction (Max 15)
Does this align with my personal needs, preferences, and lifestyle?
How much long‑term satisfaction or happiness do I expect this to bring?
Section score: 0 / 15
V. External Factors & Reflection (Max 20)
What are the general reviews and reputation of this product/brand?
Is the warranty and return policy satisfactory?
Can this purchase realistically wait without significant negative impact?
Have I considered alternatives and am I not impulse‑buying?
Section score: 0 / 20
Your answers can be saved locally using the buttons above.
Guidance: > 70 = Likely buy • ≤ 70 = Reconsider or research more.
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